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Terms of Use

Effective Date: May, 2025

Welcome to ReflectMarket! These Terms of Use ("Terms") govern your access to and use of ReflectMarket.com (the "Website") and the services we provide (collectively, the "Services"). By accessing or using ReflectMarket, you agree to comply with and be legally bound by these Terms. If you do not agree to these Terms, you must not use our Services.

1. Acceptance of Terms

By creating an account, participating in markets, submitting content, or otherwise using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use our Services. You affirm that you are at least 18 years old (or the age of majority in your jurisdiction, whichever is greater) and have the full right, power, and authority to enter into these Terms.

2. Nature of Services

ReflectMarket operates a prediction market platform where users can trade on the outcomes of future events by buying and selling event-based shares.

  • ReflectMarket is not a licensed financial institution, betting site, or gambling operator.
  • The markets on ReflectMarket are for informational, entertainment, and research purposes only.
  • Outcomes and payouts are determined according to the specific market rules published for each event.

3. User Accounts

  • You must create an account to access certain features.
  • You agree to provide accurate, current, and complete information.
  • You are responsible for maintaining the confidentiality of your account and password.
  • You are responsible for all activities that occur under your account.
  • We reserve the right to suspend or terminate your account at any time for violation of these Terms.

4. Eligibility

You may not use ReflectMarket if:

  • You are located in a jurisdiction where participation in prediction markets is illegal or restricted.
  • You are subject to any sanctions, embargoes, or restrictions imposed by any governmental authority.
  • You are under the minimum legal age as required by your jurisdiction.

5. Market Rules and Resolutions

Each market on ReflectMarket has specific rules governing how outcomes will be determined and resolved.

  • Market rules take precedence over any ambiguous or incomplete event descriptions.
  • ReflectMarket reserves the right to resolve markets according to the information reasonably available at the time.
  • In cases of ambiguity, dispute, or market manipulation, ReflectMarket reserves the right to void markets, adjust outcomes, or take other corrective actions at our sole discretion.
  • All decisions made by ReflectMarket regarding market resolution are final.

6. Prohibited Conduct

  • Use ReflectMarket for illegal purposes, including but not limited to money laundering, fraud, or gambling in prohibited jurisdictions.
  • Create multiple accounts or engage in market manipulation.
  • Exploit software bugs, vulnerabilities, or inconsistencies for unfair gain.
  • Upload viruses or malicious code.
  • Interfere with or disrupt the integrity or performance of the Services.

7. Fees

ReflectMarket may charge fees for certain transactions. Any applicable fees will be disclosed to you before you complete a transaction. We reserve the right to modify fees at any time by posting the changes on the Website.

8. Intellectual Property

All content, software, logos, trademarks, and designs provided through ReflectMarket are owned by ReflectMarket or our licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services for personal, non-commercial use. You may not reproduce, distribute, or create derivative works from our content without express written permission.

9. Disclaimer of Warranties

ReflectMarket provides its Services "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee that:

  • The Services will be uninterrupted, secure, or error-free.
  • The information provided is accurate, complete, or reliable.
  • Any market outcome will occur as anticipated.

You use the Services at your own risk.

10. Limitation of Liability

To the maximum extent permitted by law:

  • ReflectMarket, its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
  • Our total liability to you for any claim arising out of or relating to the Services shall not exceed the greater of $100 USD or the amount you paid to ReflectMarket in the past six (6) months.

11. Indemnification

You agree to indemnify, defend, and hold harmless ReflectMarket and its affiliates from any claims, damages, liabilities, losses, costs, or expenses arising out of:

  • Your use of the Services;
  • Your violation of these Terms;
  • Your violation of any rights of another user or third party.

12. Changes to Terms

We may update these Terms at any time. Changes will become effective when we post them on the Website or otherwise notify you. Your continued use of the Services after changes are posted constitutes your acceptance of the new Terms.

13. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice. Upon termination, all provisions of these Terms that should reasonably survive termination shall remain in effect, including ownership provisions, warranty disclaimers, and limitations of liability.

14. Governing Law

These Terms shall be governed by and construed under the laws of [Insert Governing Jurisdiction], without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the courts located in [Insert Jurisdiction].

15. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and ReflectMarket.
  • Severability: If any provision is deemed invalid, the remaining provisions shall remain in full force and effect.
  • Waiver: No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

16. Contact Information

If you have any questions about these Terms, please contact us at:

ReflectMarket Support
Email: [Insert Contact Email]
Website: reflectmarket.com

ReflectMarket - Predict the Future, Reflect on Reality.